since its 1am and i cant seem to sleep..i guess ill write about my car adventure ....
so on thursday ... i had set up a meeting to go to a dealership and talk to someone about a car...on a recommendation from a friend of mine... now in my mind i was only going to talk you know.. i mean the last time i had been to a dealer ship was like right after i graduated from college so like 2006..before the big mess with all the dealerships closing down and stuff..and so you know it generally took a couple days of shopping around and filling out paperwork and stuff for a car to kinda come through ... so i was basing things on that and thinking i was truly just going to talk and maybe fill out some paperwork and hopefully hear something back in a couple days... well wed. night i finally got around to printing out all of the infor the dude needed.. work and bank stuff .. the whole nine yards...i got it all ready and organized.. i was prepared... actually i was totally prepared to be told no i dont qualify.. i mean my credit isnt great .. i have a steady income but im not rolling in extra money each month you know.. how can i get a car...i was plagued with doubt...thursday morning comes along and im yelling through the apartment to sarah that i am not going and that its a bad idea...i was sick with anxiety and afraid to go..i was utterly convinced that this was such a bad idea and i was just going to be rejected...sarah somehow got me up and moving enough to get me out of the house...and on the drive there i really had to give myself a pep talk and remind myself that i was a grown up and that i could go to the dealership and talk to them without mommy ... i had to remind myself that i was prepared...i had the information they needed..i knew what i could afford.. i was just going to talk.. i was so panicked i was practically in tears but i kept telling it to myself until i got there...and i did get there... the guy i met with was nice..really young lol..but nice ... he worked with my to fill out the application..he answered my questions .. and before i even realized what was truly happening my application had been approved and i was showed my credit score...which by the way was a lot higher than i thought i was... my information was given to the finance person and sent out to the banks ... i was being asked all sorts of questions about my budget and down payments and monthly payments..and still in my mind..i am thinking that i am still going to be told to come back you know...when 2 hours in ... all of a sudden i realize that they are looking for a car for me...like i suddenly like just clicked that they are looking for a car for me when he asked me if i wanted to trade in my old car...and i was completely floored ... like on what planet was this happening on floored... i asked him to explain the process because my old car was already paid off... and he did ... and i of course and sitting in there wondering how in the hell im going to make a down payment on a car with no money... but luck was truly on my side that day because not only was i financed for a car but my old cars trade in value was accepted for the down payment. i went in at 10am...and by 4pm that afternoon i drove away in a new car with the registration and plates all in my name... and as i drove away the stress of the upcoming trip just completely fell away... no more worrying about renting a car...no more worrying about money for the trip...everything has almost completely fallen into place... no of course i cant just go and blow money because there are still bills to pay and medicine to pick ..but a load of stress has lifted.... it is nice to be able to go to my car and not worry if it is going to start...to not worry if something is going to be wrong with it..yes i will have to go back to have a car payment ..but i will manage... yes ill have to go back to actually looking for another job ... but i will manage ... its just a part of life...one more trip and then i guess summer is officially over....
No comments:
Post a Comment